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How To Apply For DUI Insurance

Written By Unknown on 30 juin 2012 | 12:12

By Claudia Campos


DUI insurance is very important in the state of CA. This is because once a person is arrested, their driving license is taken away from them and they have to receive a new quote from their policy holder. If they do not pursue this, then they may lose their license and have to pay a lot of money to get it back.

An arrest due to driving while inebriated lasts for more than ten years on one's record. This has very serious implications for the person. For one, they may lose their driving privilege and they may find it hard to get a new car or job opportunity.

If one is arrested due to drunk driving, then they can ask their insurance companies to be lenient on them especially if its the first time. One must still apply for coverage using form SR22. If the blood alcohol level is way too high, then it may be impossible to convince the policy provider that it is one time occurrence.

It is necessary for one to apply for new coverage especially if they were previously receiving discounts that allowed them to pay low rates. If one does not get the policy, then their vehicle registration will be suspended.The new rate can be very costly and can result in the individual giving up their driving privileges. If one is going to get intoxicated, it is always best to have a designated driver who will ensure that the person gets home safely.

The reason why driving while intoxicated carries severe penalties is because it harms innocent civilians and even the person who is operating the auto mobile. They are also more likely to damage buildings and cause major traffic on the highways. To punish the wrong doers, the company increases the rates for the person which affects one's budget.

Every person who drives in the state of California must know that the more times they are arrested due to drunk driving, then each time they have to file form SR22 in order to obtain DUI insurance. This can signal irresponsible behavior on the part of the person and they may find it difficult to get a job or buy new insurance policies.

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